![]() However, it has the highest monthly costs of all of the major providers of Part D plans.Ĭoverage is usually good, and many plans provide features such as additional cost-sharing during the coverage gap and low or $0 copays for generic drugs. Prescription drug plans from Blue Cross Blue Shield (BCBS) have a good average rating of 3.5 stars, and it's the only company that offers 4-star plans in some states. Keep in mind that ratings for stand-alone Part D plans differ from the prescription coverage that's included in AARP Medicare Advantage plans, which is well-rated and a good value. However, AARP/UHC may still be the better choice if the medications it covers better match your needs or if your pharmacy is in the plan's preferred network. Its cheapest plan, AARP MedicareRx Walgreens, costs an average of $29 per month while having benefits that are only slightly better than Aetna's $6-per-month plan. The downside is that average monthly costs with AARP/UHC are more expensive than with some other providers. These digital tools can help you avoid the frustrating experience of other insurance companies, where it can be hard to find what you're looking for online. And prescription home delivery is available through Optum, which has good customer satisfaction ratings.Ī key thing that stands out for AARP/UHC is how easy it is to use the website to find plan benefits, the list of covered drugs, preferred pharmacies and your plan details. Policyholders are generally satisfied with their plans and are more likely to renew their coverage, rather than switch to another company. Plan benefits don't always warrant the high monthly costsĪARP/UnitedHealthcare (UHC) prescription drug plans are widely available across the U.S., and plans are well-rated, averaging 3.3 stars. Wellcare: Best for cheap plansĬheapest plan costs about $29 per month, which is high If you value an easy customer experience, consider Wellcare, which is well-rated by policyholders. So even when plan coverage is strong, there could be frustrations when using the plan or interacting with the company. ![]() ![]() In addition, Aetna's parent company, CVS, handles its mail-order prescription program and has the worst customer satisfaction of all pharmacies studied by J.D. This includes resources for prescription pricing, discounts, deductible tracking, spending summaries and more.Įven though policyholders are more likely to renew their Aetna plans, customer satisfaction is not as good as with other companies. And there are reasonable copays for other types of prescriptions, making it a good choice for most people.Ī key advantage of Aetna's Part D plans is that members get access to the digital tools of CVS Caremark. The cheapest plan, SilverScript SmartSaver, only costs about $6 per month and offers preferred generic drugs (called Tier 1 drugs) for a $2 copay per prescription without needing to meet a deductible. They're also very popular for prescription drug coverage, accounting for about 26% of all enrollment in stand-alone Medicare Part D plans. Aetna and SilverScript plans are a good choice for most people because they are priced affordably, typically have a lower deductible than other companies and have a high average rating across most performance categories. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |